Market Watch

July 31, 2010 @ 12:22 AM

Dow Jones Industrials 10,465.94- 1.22
Nasdaq Composite 2,254.70+ 3.01
S&P 500 1,101.60+ 0.07
10 Year Treasury Note 3+ 0.01

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Donald J. Germano, ChFC & David M. Germano, CFP ®

Helping People Achieve
Financial Success...

     Our collective capabilities and experience, combined with our relationship with AXA Advisors, LLC, allows us to assess and offer you a wide range of financial products and services.  Our services cover all areas of financial management, from investment and retirement planning to risk management and estate conservation strategies.  We focus on helping our clients develop a comprehensive, cohesive financial plan that fits their unique needs and enables them toward meeting both short and long-term goals.

     On our website, you will find valuable information for evaluating your current position and progress towards your financial goals.  We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial strategy.  You will find calculators that will help you assess your current and future needs.  Please remember to visit our website often, as the content is constantly updated.

To learn a little more about each of our qualifications, please click on the names below: 

Newsletters

Patching the Alternative Minimum Tax

The future of the AMT is uncertain, yet it is important to consider the possible effects of the AMT on your tax situation.

Inflation Gets Personal

The CPI attempts to measure the rate of inflation experienced by the average American, but this figure may not be entirely applicable to your situation.

Are You Making These Cash Mistakes?

With interest rates at historic lows, what should you do with the money you save?

What Does a Fed Chairman Do?

The Federal Reserve plays an important role in our economy, and the chairman is its most visible player. His behavior is a good source of clues about what the future may hold.

More Newsletters →

Calculators

Credit Card Debt

How Long Will It Take to Pay my Balance?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

More Calculators →
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